Silver linings

Light dawns! Reflecting on Buddha  Tokyo 1992   © PJ Croft 2012
I was blind, and now I can see.  I didn’t listen to my inner voice!

Sometimes what seems like a bad day turns out to be a lucky escape.

I had nearly taken out a contract with a bank that might have locked me in for some years, but a shocking communication has suddenly shown me that I was on the wrong path.
For the past couple of years I’ve been lost, wondering what to do. Now, suddenly, my path is clear. I am going to sell this house and move to a retirement village in another beach-side suburb. This will give me a much higher standard of living and release the equity in this house without having to be tied into a bank contract. 
The village units are much newer and well designed and are much less expensive than the value of this house. Importantly, they are also freehold, so if I want to, at a later date, I’ll be able to do a reverse mortgage even there. I’ve already asked the bank and they said, yes, sure can, when you’re ready.
I first thought of this a few years ago and went to view some units, but wasn’t ready then. Now I am. This village will allow a dog by prior agreement and Minnie will be able to come with me for her final year or two. She is still OK (snoring quietly beside me now) and wants nothing more than to sleep the day away. She makes an occasional woof, but I don’t think she’ll bother anyone in a village.  
(By the way, speaking of bothering people, I’m thinking of ringing Stirling City Council – there’s someone over the back of me here who has a workshop, but the work that’s going on in this workshop is on an industrial scale! A power  saw is cutting wood all day, weekends and all, it’s going on even now, along with loud shaper noises, a big belt sander and welding sounds. This is way beyond a home cabinet maker’s noise. I should know, I used to make cabinets.)
This will free me up in so many ways, to travel, to live better, and as the villas have an attached enclosed garage, to do my model trains or whatever.
Phew! Luckily, I haven’t re-cluttered this house. Everything is still packed away and I haven’t wasted money on new furniture or alterations. All I need to do is complete the packing and probably rent a temporary storage unit.
The estate agent tells me, yes, new carpets, and a new lawn at the back, but otherwise, do nothing. Suits me. Easy. I’ve had a valuation and it’s about what I thought.
How ironic. I think I’ve got a share in a Bali villa and find out I haven’t, but it opens up the path to a real villa, fully owned freehold in a small local community without having to emigrate. I’ll still be able to make Bali trips, but on my terms. Phew!

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